Payment Policy
At HandiBag.shop, we are committed to providing a secure and transparent payment experience for our customers. This policy outlines the accepted payment options, transaction procedures, and security measures we follow to ensure a smooth checkout process
Secure Checkout Process
To protect our customers, we use advanced SSL encryption technology during checkout. This ensures that all personal and payment information, including card details, remains private and cannot be accessed by unauthorized parties. With this safeguard, you can shop confidently knowing that your sensitive data is protected.
Accepted Payment Methods
We currently support the following payment options:
- Major Debit & Credit Cards (Visa, MasterCard, Discover, American Express)
- PayPal
- Stripe
These methods allow customers to choose whichever option works best for them, ensuring both flexibility and convenience.
Currency Information
All transactions on HandiBag.shop are processed in USD (U.S. Dollars). If your financial institution operates in another currency, the bank will automatically convert the amount at its applicable exchange rate. Some banks may also apply additional service or conversion fees, which are not controlled by HandiBag.shop.
Order & Payment Confirmation
Once your order has been placed and payment successfully processed, you will immediately receive a confirmation email. This message will include your order summary, payment receipt, and transaction details. Customers are advised to keep this confirmation for reference until their order is delivered.
Troubleshooting Payment Issues
If you encounter difficulties while making a payment, we recommend the following steps:
- Ensure that your billing information matches the records of your card provider.
- Verify that you have sufficient funds or credit available.
- Try an alternative method such as PayPal or Stripe.
If issues persist, you may contact us directly at info@handibag.shop for assistance.
Transaction Security
To guarantee safety, all transactions are processed through trusted gateways such as PayPal and Stripe. Both are compliant with PCI-DSS security standards, meaning that your card data is never stored on our servers. This ensures that every transaction remains secure from start to finish.
Failed or Unsuccessful Payments
In case a payment attempt fails, no amount will be deducted from your account. Customers are free to retry using the same method or choose another available option. Orders will only be confirmed once payment has been successfully processed.
Fraud Prevention & Verification
For customer protection, our system actively monitors for unusual or suspicious payment activities. If any irregularity is detected, we may request additional verification before processing the order. This extra step helps us safeguard customers against fraudulent activity.
Taxes & Fees
Sales taxes are applied automatically at checkout based on the shipping address provided. HandiBag.shop does not add hidden charges, although your bank or payment provider may apply extra service or conversion fees that are outside of our control.
Chargebacks & Dispute Resolution
If you identify an unexpected or incorrect charge on your account, please contact us immediately at info@handibag.shop. We will work quickly to resolve the issue. Filing a chargeback without notifying us first may cause unnecessary delays in resolving the matter.
No Subscriptions or Recurring Billing
HandiBag.shop only processes one-time payments for individual orders. We do not offer subscription services or recurring payment options. Every purchase is treated as a separate transaction, giving customers full control over their orders.
Policy Revisions
We may update this Payment Policy periodically to reflect changes in accepted payment methods, security practices, or compliance requirements. Customers are encouraged to review this page from time to time to stay informed of any updates.